About Us
Securing your financial future through sound financial advice
Lifetime Capital
What We Do
Lifetime Capital specialises in assisting clients in the management of their superannuation and non-superannuation investments.
Our objective is to assist our clients to earn competitive returns within their preferred risk profile.
We offer both direct share and managed investment solutions.
When assisting clients with their superannuation and non-superannuation investments our objectives are simple:
1. To provide a personalised service.
2. To provide prompt assistance to our clients when they need it.
3. To provide strong investment returns.
Our clients are mostly referred to us from existing clients, friends or family and sometimes through accountants or solicitors.
Call now to arrange a no-cost Initial Discussion.
LIFETIME CAPITAL
How We Do It

We take great pride in doing what we say we will do.
These are the things we commit to when working with our clients. We will:
- Listen to what you say.
- Return your calls and emails promptly.
- Give you time to decide.
- Explain things in simple terms.
- Focus on providing education and information.
- Are qualified, experienced and professional.
- Write letters and plans that are clear and logical.
- Provide peace-of-mind.
Experience
Our People
At Lifetime Capital, our ability to provide financial advice suited to your particular circumstances depends on us being ‘people’ people.

Gray Foreman
Gray is a Certified Financial Planner with over 20 years’ experience. He gets great satisfaction from working with his clients to assist them to achieve their financial goals, whatever their stage of life. Clients quickly appreciate Gray’s commitment to their welfare, his integrity and good humour.
Gray is most proud of the strong relationships he has developed and maintained with clients over many years.
Gray is married to Neridah and they have two daughters, Gabriella and Louisa.
Qualifications
- BBus
- DipFP
- CFP
Testimonials
What Our Clients Say
I have been a satisfied client of Gray Foreman and his company for many years. The advice that he gave me prior to my retirement, particularly in regard to when to sell my investment properties to avoid paying substantial Capital Gains Tax, saved me a considerable amount. Gray regularly keeps me updated & advises me when situations change which may ultimately affect my superannuation holding.
What a refreshing change to have found Gray Foreman! After interviewing several potential Financial Advisors I was becoming very disillusioned with their stereotypical attitudes. Then I met Gray and my dealings with him over the past five years has surpassed my first impression of him. Unlike most professionals where the client often drives changes and innovations I have found Gray to be well ahead of the game and spot on with his advice. Now, that’s a nice change and he’s a nice guy!
